If you plan to take an auto loan, Priyadarshini Maji lists 5 points you need to consider.
Since NPS is used for a long-term goal like retirement, allowing younger investors to have higher exposure to equities will give them a chance to earn higher returns.
The bank can declare a withdrawal by you as illegal and deny any remedy in case a problem arises.
Given that medical inflation is estimated at 15% to 20%, a no-claim bonus can provide added benefit
Install blockers to prevent falling prey to cryptojacking.
Investors should allocate 10 to 15 per cent in their portfolios to gold through sovereign gold bonds.
Investors across age groups and risk appetite can invest in these schemes.
For most companies this would mean extending medical coverage to same-sex partners, say legal experts.
Travel insurance policies do not generally cover adventurous or sporting activities such as bungee jumping, paragliding, mountain climbing, or white water rafting, which fall under hazardous activities.
Whether it is for disaster relief or a personal cause, some online platforms help you raise funds for a fee.
Parts of electric cars are costlier and repairing often means replacing an entire system, which drives insurance premium rates up.
Priyadarshini Maji evaluates the impact that payment banks are likely to have on your financial life.
If you contract a disease a few years after buying a health cover, disclosure isn't mandatory. But if you want to increase the sum assured, premiums could go up.
The amount for which free check-up is offered can be quite low, while in some policies it comes only after a considerable waiting period.
Customers need to weigh whether they will be better off selling their mutual fund holdings or taking a loan against it.
Agents often influence customers into buying new products every year instead of continuing with their existing policies
Today pay-later services are available for practically anything under the sun. And these include small purchases like clothes, gadgets, movie tickets, and even food.
Buy comprehensive motor insurance policy to guard against natural calamities.
With the rupee crossing Rs 72/dollar in recent times, things suddenly don't look too good on several counts.
Various online platforms let you invest in direct mutual funds.
Lending on peer-to-peer platforms is fraught with higher risks but investors can earn as much as 12% to 36%.
Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.
Many millennials believe that they have enough time to plan for long-term goals, hence they do not worry about goals such as retirement.
Private equity investing can be rewarding, but an investor needs to be patient as exiting can be tricky and these assets do not provide instant liquidity.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
In barter, you have the choice of picking up a product that's available with the barter company in exchange for the stuff you want to discard.
These institutes, while expensive, are a viable alternative to studying abroad.
Have you decided what will happen to your social networking accounts and your digital possessions when you are no more?
If you use customised cards that suit your lifestyle needs, you could also end up availing of a variety of deals, rewards, and discounts.
The destinations have a lot to offer in terms of adventure, culture and entertainment.
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